--- canonical_url: https://lendb.ai/lo/jeremy-rose-327553 json_url: https://lendb.ai/lo/jeremy-rose-327553.json nmls_id: 327553 last_verified: 2026-10-15 --- # Jeremy Rose Sr. Loan Officer at Lower, Downers Grove, IL. NMLS ID 327553 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/327553)). **Summary:** Jeremy Rose (NMLS 327553) is Sr. Loan Officer at Lower, based in Downers Grove, IL. Licensed in Florida, confirmed with the state regulator (license LO20281). Also lists Arizona, Illinois, Indiana, Michigan and Wisconsin on the lender page (not yet checked with the state regulator). Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Earliest state license record: June 20, 2013 (Florida), per state regulator. Last verified 2026-10-15. ## At a glance - Earliest state license record: June 20, 2013 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Michigan (MI, lender_reported), Wisconsin (WI, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ### Their lender offers (lender level: Lower's programs, not confirmed as this person's focus) - **FHA loan** (`fha`): verified 2026-10-10. Source: https://www.lower.com - **First-time buyer** (`first-time-buyer`): verified 2026-10-10. Source: https://www.lower.com - **HELOC** (`heloc`): verified 2026-10-10. Source: https://www.lower.com - **Real estate investor** (`investor`): verified 2026-10-10. Source: https://www.lower.com - **Jumbo loan** (`jumbo`): verified 2026-10-10. Source: https://www.lower.com - **Non-QM loan** (`non-qm`): verified 2026-10-10. Source: https://www.lower.com - **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-10. Source: https://www.lower.com - **USDA loan** (`usda`): verified 2026-10-10. Source: https://www.lower.com - **VA loan** (`va`): verified 2026-10-10. Source: https://www.lower.com - **Vacation home** (`vacation-home`): verified 2026-10-10. Source: https://www.lower.com ## About Has originated residential mortgages since 1993 and founded Concord Mortgage in 2001. Serves buyers and investors across IL, MI, IN, CO, AZ and FL. Source: LenDb summary of the lender page, verified 2026-10-10. ## Facts from the lender page and intro - years_experience: since 1993. Source: https://www.lower.com/loan-officers/illinois/downers-grove/jeremy-rose, verified 2026-10-10. - role: founder of Concord Mortgage (founded 2001). Source: https://www.lower.com/loan-officers/illinois/downers-grove/jeremy-rose, verified 2026-10-10. - service_area: IL, MI, IN, CO, AZ, FL. Source: https://www.lower.com/loan-officers/illinois/downers-grove/jeremy-rose, verified 2026-10-10. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO20281 | active | confirmed | 2013-06-20 | state_regulator | 2026-10-15 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | ## Employment history - ? to present: Lower (NMLS 1124061), Downers Grove, IL. Source: https://www.lower.com/loan-officers/illinois/downers-grove/jeremy-rose, verified 2026-10-10. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/327553 ## Contact - View profile at Lower: https://www.lower.com/loan-officers/illinois/downers-grove/jeremy-rose - Office phone and Email on file: shown at https://lendb.ai/lo/jeremy-rose-327553#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/327553 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://www.lower.com/loan-officers/illinois/downers-grove/jeremy-rose - lender_site (lender programs): https://www.lower.com - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Jeremy Rose (NMLS 327553), Lower. LenDb.ai, https://lendb.ai/lo/jeremy-rose-327553, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._