{
  "canonical_url": "https://lendb.ai/lo/jeremy-stebbins-2078832",
  "loan_officer": {
    "nmls_id": 2078832,
    "slug": "jeremy-stebbins-2078832",
    "canonical_url": "https://lendb.ai/lo/jeremy-stebbins-2078832",
    "md_url": "https://lendb.ai/lo/jeremy-stebbins-2078832.md",
    "json_url": "https://lendb.ai/lo/jeremy-stebbins-2078832.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2078832",
    "full_name": {
      "value": "Jeremy Stebbins",
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/jeremy-stebbins",
      "verified_at": "2026-10-09"
    },
    "first_name": "Jeremy",
    "last_name": "Stebbins",
    "headshot_url": {
      "value": "https://xperthomelending.com/hs-fs/hubfs/Headshots/Processed/Jeremy-Stebbins.webp?width=600&name=Jeremy-Stebbins.webp",
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/jeremy-stebbins",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Jeremy transitioned to mortgage brokerage in 2025 to improve homeownership education accessibility and streamline the mortgage process. He serves Colorado clients and is involved in school, church, and outdoor activities.",
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/jeremy-stebbins",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Advisor",
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/jeremy-stebbins",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/jeremy-stebbins",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 2179191,
      "lender_name": "Xpert Home Lending",
      "lender_slug": "xpert-home-lending-2179191",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://xperthomelending.com/loan-directory/jeremy-stebbins",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/jeremy-stebbins",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2179191,
        "lender_name": "Xpert Home Lending",
        "lender_slug": "xpert-home-lending-2179191",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://xperthomelending.com/loan-directory/jeremy-stebbins",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jeremy-stebbins",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100521482",
        "status": "active",
        "issued_at": "2021-02-08",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=265669&contact=487882",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "many years in retail lending before 2025 transition",
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jeremy-stebbins",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Transitioned from retail lending to mortgage broker",
        "source": "lender_site",
        "source_url": "https://xperthomelending.com/loan-directory/jeremy-stebbins",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 10:25:19.043474+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jeremy-stebbins-2078832#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://xperthomelending.com/loan-directory/jeremy-stebbins",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2021-02-08",
      "state": "CO"
    },
    "licensed_since": {
      "year": 2021,
      "state": "CO"
    },
    "federal_registration": null
  }
}