---
canonical_url: https://lendb.ai/lo/jerry-heckman-453166
json_url: https://lendb.ai/lo/jerry-heckman-453166.json
nmls_id: 453166
last_verified: 2026-10-10
---

# Jerry Heckman

Loan Officer at Lower, Spring Hill, FL. NMLS ID 453166 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453166)).

**Summary:** Jerry Heckman (NMLS 453166) is Loan Officer at Lower, based in Spring Hill, FL. Licensed in Florida, confirmed with the state regulator (license LO13467). Licensed since 2012 (per Florida records). Last verified 2026-10-10.

## At a glance

- Licensed since 2012 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO13467 | active | confirmed | 2012-02-08 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Lower (NMLS 1124061), Spring Hill, FL. Source: https://www.lower.com/loan-officers/florida/spring-hill/jerry-heckman, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453166

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/florida/spring-hill/jerry-heckman
- Email on file: shown at https://lendb.ai/lo/jerry-heckman-453166#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453166
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/florida/spring-hill/jerry-heckman

Cite as: Jerry Heckman (NMLS 453166), Lower. LenDb.ai, https://lendb.ai/lo/jerry-heckman-453166, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._