---
canonical_url: https://lendb.ai/lo/jerry-simmons-313074
json_url: https://lendb.ai/lo/jerry-simmons-313074.json
nmls_id: 313074
last_verified: 2026-10-09
---

# Jerry Simmons

Mortgage Loan Officer at Loan Factory. NMLS ID 313074 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/313074)).

**Summary:** Jerry Simmons (NMLS 313074) is Mortgage Loan Officer at Loan Factory. Lists Utah on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.loanfactory.com/mortgage-expert/jerry-simmons-313074, verified 2026-10-09)
- Licensed in: Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jerry Simmons has over 20 years of mortgage broker experience since 2005, helping individuals and families find the right mortgage solutions. They emphasize choice, transparency, and serving clients with niche loan products and creative solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.loanfactory.com/mortgage-expert/jerry-simmons-313074, verified 2026-10-09.
- role: Mortgage broker. Source: https://www.loanfactory.com/mortgage-expert/jerry-simmons-313074, verified 2026-10-09.
- other: Helping individuals and families since 2005. Source: https://www.loanfactory.com/mortgage-expert/jerry-simmons-313074, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO114460 | expired | confirmed | 2022-10-25 | state_regulator | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/jerry-simmons-313074, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/313074

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/jerry-simmons-313074

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/313074
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/jerry-simmons-313074

Cite as: Jerry Simmons (NMLS 313074), Loan Factory. LenDb.ai, https://lendb.ai/lo/jerry-simmons-313074, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._