---
canonical_url: https://lendb.ai/lo/jesse-whitacre-2409950
json_url: https://lendb.ai/lo/jesse-whitacre-2409950.json
nmls_id: 2409950
last_verified: 2026-10-10
---

# Jesse Whitacre

Loan Officer at Lower, Fairfax, VA. NMLS ID 2409950 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2409950)).

**Summary:** Jesse Whitacre (NMLS 2409950) is Loan Officer at Lower, based in Fairfax, VA. Lists Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 4 more (a lender program, not confirmed as their own focus). Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Virginia (VA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **VA loan** (`va`): from their lender profile page, confidence 0.50, verified 2026-10-10. Source: https://www.lower.com/loan-officers/virginia/fairfax/jesse-whitacre

### Their lender offers (lender level: Lower's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-10. Source: https://www.lower.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-10. Source: https://www.lower.com
- **HELOC** (`heloc`): verified 2026-10-10. Source: https://www.lower.com
- **Real estate investor** (`investor`): verified 2026-10-10. Source: https://www.lower.com
- **Jumbo loan** (`jumbo`): verified 2026-10-10. Source: https://www.lower.com
- **Non-QM loan** (`non-qm`): verified 2026-10-10. Source: https://www.lower.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-10. Source: https://www.lower.com
- **USDA loan** (`usda`): verified 2026-10-10. Source: https://www.lower.com
- **Vacation home** (`vacation-home`): verified 2026-10-10. Source: https://www.lower.com

## About

Jesse works with Virginia families and draws on their own VA loan experience, plus a background in military service and cybersecurity.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- service_area: Virginia. Source: https://www.lower.com/loan-officers/virginia/fairfax/jesse-whitacre, verified 2026-10-10.
- education: B.S. in Business Management. Source: https://www.lower.com/loan-officers/virginia/fairfax/jesse-whitacre, verified 2026-10-10.
- other: 15+ years in real estate buying, selling, renovating and managing investment properties with spouse. Source: https://www.lower.com/loan-officers/virginia/fairfax/jesse-whitacre, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Fairfax, VA. Source: https://www.lower.com/loan-officers/virginia/fairfax/jesse-whitacre, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2409950

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/virginia/fairfax/jesse-whitacre
- Office phone and Email on file: shown at https://lendb.ai/lo/jesse-whitacre-2409950#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2409950
- lender_site: https://www.lower.com/loan-officers/virginia/fairfax/jesse-whitacre
- lender_site (lender programs): https://www.lower.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Jesse Whitacre (NMLS 2409950), Lower. LenDb.ai, https://lendb.ai/lo/jesse-whitacre-2409950, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._