---
canonical_url: https://lendb.ai/lo/jessica-dacosta-1091814
json_url: https://lendb.ai/lo/jessica-dacosta-1091814.json
nmls_id: 1091814
last_verified: 2026-10-26
---

# Jessica Dacosta

Loan officer at Standard Mortgage Capital LLC, Mansfield, TX. NMLS ID 1091814 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1091814)).

Jessica Dacosta (NMLS 1091814) is a mortgage loan officer at Standard Mortgage Capital LLC in Mansfield, Texas, licensed in Florida since 2017 and in Pennsylvania, Texas, Louisiana and Massachusetts. Jessica works at an FHA-approved lender, per HUD.

**Summary:** Jessica Dacosta (NMLS 1091814) is a loan officer at Standard Mortgage Capital LLC, based in Mansfield, TX. Licensed in 5 states confirmed with state regulators: Florida, Pennsylvania, Texas, Louisiana and Massachusetts. Earliest state license record: November 7, 2017 (Florida), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Jessica licensed in Texas?

Yes. Texas regulator records list a license as active, first effective June 21, 2022 (verified 2026-10-13). LenDb has 4 other states on file for Jessica. Source: https://www.sml.texas.gov/.

### What lender does Jessica work for, and is it FHA-approved?

Standard Mortgage Capital LLC, company NMLS 1604663, from the Mansfield, TX office, per the lender's own site (verified 2026-10-13). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.sml.texas.gov/.

### How long has Jessica been licensed?

The earliest state license record LenDb holds for Jessica is from November 7, 2017 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: November 7, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Jessica D. Dacosta (FL, LA, MA, PA, TX, as of 2026-10-26)
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Texas (TX, confirmed), Louisiana (LA, confirmed), Massachusetts (MA, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO48132 | active | confirmed | 2017-11-07 | state_regulator | 2026-10-15 |
| PA | Pennsylvania regulator | state_license | 116021 | active | confirmed |  | state_regulator | 2026-10-16 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2022-06-21 | state_regulator | 2026-10-13 |
| LA | Louisiana regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-15 |
| MA | Massachusetts regulator | state_license | MLO1091814 | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: Standard Mortgage Capital LLC (NMLS 1604663), Mansfield, TX. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1091814

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1091814
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/
- state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Jessica Dacosta (NMLS 1091814), Standard Mortgage Capital LLC. LenDb.ai, https://lendb.ai/lo/jessica-dacosta-1091814, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._