---
canonical_url: https://lendb.ai/lo/jessica-davila-1771438
json_url: https://lendb.ai/lo/jessica-davila-1771438.json
nmls_id: 1771438
last_verified: 2026-10-15
---

# Jessica Davila

Mortgage Loan Origination Officer at Smarter Mortgage LLC, Corpus Christi, TX. NMLS ID 1771438 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1771438)).

Jessica Davila, NMLS 1771438, works as a Mortgage Loan Origination Officer at Smarter Mortgage LLC in Corpus Christi, Texas and is licensed in Texas since 2022.

**Summary:** Jessica Davila (NMLS 1771438) is Mortgage Loan Origination Officer at Smarter Mortgage LLC, based in Corpus Christi, TX. Licensed in Texas, confirmed with the state regulator. Earliest state license record: May 10, 2022 (Texas), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Jessica licensed in Texas?

Yes. Texas regulator records list a license as active, first effective May 10, 2022 (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### What lender does Jessica work for?

Smarter Mortgage LLC, company NMLS 1817406, from the Corpus Christi, TX office, per the lender's own site (verified 2026-10-15). Source: https://smartermortgagelending.com/jessica-davila/.

### How long has Jessica been licensed?

The earliest state license record LenDb holds for Jessica is from May 10, 2022 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: May 10, 2022 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Jessica S. Davila (TX, as of 2026-10-12)
- Licensed in: Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Jessica Davila is a Mortgage Loan Origination Officer. They began their career in banking in 2004, moved into consumer lending, then spent 16 years in commercial lending before shifting their focus to the mortgage industry.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- other: Banking career since 2004. Source: https://smartermortgagelending.com/jessica-davila/, verified 2026-10-15.
- other: 16 years in commercial lending. Source: https://smartermortgagelending.com/jessica-davila/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2022-05-10 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Smarter Mortgage LLC (NMLS 1817406), Corpus Christi, TX. Source: https://smartermortgagelending.com/jessica-davila/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1771438

## Contact

- View profile at Smarter Mortgage LLC: https://smartermortgagelending.com/jessica-davila/
- Office phone and Email on file: shown at https://lendb.ai/lo/jessica-davila-1771438#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1771438
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://smartermortgagelending.com/jessica-davila/

Cite as: Jessica Davila (NMLS 1771438), Smarter Mortgage LLC. LenDb.ai, https://lendb.ai/lo/jessica-davila-1771438, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._