{
  "canonical_url": "https://lendb.ai/lo/jessica-emes-422472",
  "loan_officer": {
    "nmls_id": 422472,
    "slug": "jessica-emes-422472",
    "canonical_url": "https://lendb.ai/lo/jessica-emes-422472",
    "md_url": "https://lendb.ai/lo/jessica-emes-422472.md",
    "json_url": "https://lendb.ai/lo/jessica-emes-422472.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/422472",
    "full_name": {
      "value": "Jessica Martinez Emes",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/jessica-emes-422472",
      "verified_at": "2026-10-09"
    },
    "first_name": "Jessica",
    "last_name": "Emes",
    "headshot_url": {
      "value": "https://img.fairway.com/images/head_shot/jessica-emes-422472.jpg?fwy_Id=0d5dbef0-2dc7-4382-aaab-c646d4099df5",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/jessica-emes-422472",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Jessica brings over 25 years of financial industry experience and more than a decade in mortgage lending since 2012. She works with move-up buyers, homeowners, real estate professionals and investors, specializing in jumbo loans and complex lending scenarios.",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/jessica-emes-422472",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/jessica-emes-422472",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [
        "en",
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/jessica-emes-422472",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/jessica-emes-422472",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 100,
    "current_employment": {
      "lender_nmls_id": 2289,
      "lender_name": "Fairway Independent Mortgage Corporation",
      "lender_slug": "fairway-independent-mortgage-2289",
      "branch_city": "Phoenix",
      "branch_state": "AZ",
      "branch_zip": "85028",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.fairway.com/lo/jessica-emes-422472",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/jessica-emes-422472",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2289,
        "lender_name": "Fairway Independent Mortgage Corporation",
        "lender_slug": "fairway-independent-mortgage-2289",
        "branch_city": "Phoenix",
        "branch_state": "AZ",
        "branch_zip": "85028",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.fairway.com/lo/jessica-emes-422472",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/jessica-emes-422472",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO85109",
        "status": "active",
        "issued_at": "2021-04-05",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/jessica-emes-422472",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/jessica-emes-422472",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/jessica-emes-422472",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "years_experience",
        "value": "since 2012",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/jessica-emes-422472",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 19:22:31.867223+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jessica-emes-422472#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/jessica-emes-422472",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2021-04-05",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2021,
      "state": "FL"
    },
    "federal_registration": null
  }
}