---
canonical_url: https://lendb.ai/lo/jessica-emes-422472
json_url: https://lendb.ai/lo/jessica-emes-422472.json
nmls_id: 422472
last_verified: 2026-10-09
---

# Jessica Martinez Emes

Loan Officer at Fairway Independent Mortgage Corporation, Phoenix, AZ. NMLS ID 422472 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/422472)).

**Summary:** Jessica Martinez Emes (NMLS 422472) is Loan Officer at Fairway Independent Mortgage Corporation, based in Phoenix, AZ. Licensed in Florida, confirmed with the state regulator (license LO85109). Focus areas shown on the lender page: Jumbo loan and Real estate investor. Speaks English and Spanish. Earliest state license record: April 5, 2021 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 5, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.fairway.com/lo/jessica-emes-422472, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.fairway.com/lo/jessica-emes-422472
- **Real estate investor** (`investor`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.fairway.com/lo/jessica-emes-422472

## About

Jessica brings over 25 years of financial industry experience and more than a decade in mortgage lending since 2012. She works with move-up buyers, homeowners, real estate professionals and investors, specializing in jumbo loans and complex lending scenarios.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.fairway.com/lo/jessica-emes-422472, verified 2026-10-09.
- years_experience: since 2012. Source: https://www.fairway.com/lo/jessica-emes-422472, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO85109 | active | confirmed | 2021-04-05 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Phoenix, AZ. Source: https://www.fairway.com/lo/jessica-emes-422472, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/422472

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/jessica-emes-422472
- Office phone and Email on file: shown at https://lendb.ai/lo/jessica-emes-422472#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/422472
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.fairway.com/lo/jessica-emes-422472

Cite as: Jessica Martinez Emes (NMLS 422472), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/jessica-emes-422472, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._