---
canonical_url: https://lendb.ai/lo/jessica-laine-657510
json_url: https://lendb.ai/lo/jessica-laine-657510.json
nmls_id: 657510
last_verified: 2026-10-15
---

# Jes Laine

Branch Manager at Guaranteed Rate Affinity, LLC, Cincinnati, OH. NMLS ID 657510 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/657510)).

Jes Laine, NMLS 657510, works as a Branch Manager at Guaranteed Rate Affinity, LLC in Cincinnati, Ohio and is licensed in Florida since 2025. Jes works at an FHA-approved lender, per HUD.

**Summary:** Jes Laine (NMLS 657510) is Branch Manager at Guaranteed Rate Affinity, LLC, based in Cincinnati, OH. Licensed in Florida, confirmed with the state regulator (license LO138670). Earliest state license record: June 6, 2025 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-15.

## Quick answers

### Is Jes licensed in Florida?

Yes. Florida regulator records list license LO138670 as active, first effective June 6, 2025 (verified 2026-10-15). Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Jes work for, and is it FHA-approved?

Guaranteed Rate Affinity, LLC, company NMLS 1598647, from the Cincinnati, OH office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.grarate.com/loan-officers/jes-laine-657510.

### How long has Jes been licensed?

The earliest state license record LenDb holds for Jes is from June 6, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Jes states 20 years of experience. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: June 6, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.grarate.com/loan-officers/jes-laine-657510, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Jes Laine has over 20 years of mortgage and real estate experience and helps clients plan purchases of first, next, or investment homes.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Video intro available

Jes has a short recorded video intro on Guaranteed Rate Affinity, LLC's site.

Watch on Guaranteed Rate Affinity, LLC's site: https://www.grarate.com/loan-officers/jes-laine-657510

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.grarate.com/loan-officers/jes-laine-657510, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO138670 | active | confirmed | 2025-06-06 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Cincinnati, OH. Source: https://www.grarate.com/loan-officers/jes-laine-657510, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/657510

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/jes-laine-657510
- Office phone and Email on file: shown at https://lendb.ai/lo/jessica-laine-657510#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/657510
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/jes-laine-657510
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Jes Laine (NMLS 657510), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/jessica-laine-657510, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._