---
canonical_url: https://lendb.ai/lo/jessica-phair-290852
json_url: https://lendb.ai/lo/jessica-phair-290852.json
nmls_id: 290852
last_verified: 2026-10-09
---

# Jessica Phair

Loan Officer at Intercap Lending, Pleasant Grove, UT. NMLS ID 290852 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/290852)).

**Summary:** Jessica Phair (NMLS 290852) is Loan Officer at Intercap Lending, based in Pleasant Grove, UT. Lists California, Idaho, Nevada, Oregon and Utah on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan and Real estate investor. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.intercaplending.com/loan-officer/jessica-phair/, verified 2026-10-09)
- Licensed in: California (CA, lender_reported), Idaho (ID, lender_reported), Nevada (NV, lender_reported), Oregon (OR, lender_reported), Utah (UT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/jessica-phair/
- **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/jessica-phair/

## About

Jessica has 20 years in mortgage lending, licensed since 2004. She specializes in helping veterans and families achieve homeownership, building credit with challenged borrowers, and serving real estate investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.intercaplending.com/loan-officer/jessica-phair/, verified 2026-10-09.
- credential: Licensed since 2004. Source: https://www.intercaplending.com/loan-officer/jessica-phair/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Intercap Lending (NMLS 190465), Pleasant Grove, UT. Source: https://www.intercaplending.com/loan-officer/jessica-phair/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/290852

## Contact

- linkedin_url: https://www.linkedin.com/in/jessica-phair-32b499117/ (source: lender_site, verified 2026-10-09)
- View profile at Intercap Lending: https://www.intercaplending.com/loan-officer/jessica-phair/
- Office phone and Email on file: shown at https://lendb.ai/lo/jessica-phair-290852#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/290852
- lender_site: https://www.intercaplending.com/loan-officer/jessica-phair/

Cite as: Jessica Phair (NMLS 290852), Intercap Lending. LenDb.ai, https://lendb.ai/lo/jessica-phair-290852, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._