---
canonical_url: https://lendb.ai/lo/jessica-prater-1460089
json_url: https://lendb.ai/lo/jessica-prater-1460089.json
nmls_id: 1460089
last_verified: 2026-10-09
---

# Jessica Prater

Senior Loan Officer at Ruoff Mortgage. NMLS ID 1460089 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1460089)).

**Summary:** Jessica Prater (NMLS 1460089) is Senior Loan Officer at Ruoff Mortgage. Lists Indiana and Michigan on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Indiana (IN, lender_reported), Michigan (MI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

With 20+ years in real estate and 10+ years as a Senior Loan Officer at Ruoff, Jessica serves Marshall, Fulton, and Starke Counties plus Indiana and Michigan, offering conventional, FHA, VA, USDA, and down payment assistance.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20+ years in real estate industry; 10+ years as Senior Loan Officer. Source: https://www.ruoff.com/JessicaPrater, verified 2026-10-09.
- service_area: Marshall, Fulton, and Starke Counties; throughout Indiana and Michigan. Source: https://www.ruoff.com/JessicaPrater, verified 2026-10-09.
- credential: Ruoff Customer Experience Award. Source: https://www.ruoff.com/JessicaPrater, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/JessicaPrater, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1460089

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/JessicaPrater

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1460089
- lender_site: https://www.ruoff.com/JessicaPrater

Cite as: Jessica Prater (NMLS 1460089), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/jessica-prater-1460089, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._