---
canonical_url: https://lendb.ai/lo/jessica-uphoff-174999
json_url: https://lendb.ai/lo/jessica-uphoff-174999.json
nmls_id: 174999
last_verified: 2026-10-09
---

# Jessica Uphoff

Branch Manager, Licensed Mortgage Professional at Homeowners Financial Group, Westminster, CO. NMLS ID 174999 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/174999)).

**Summary:** Jessica Uphoff (NMLS 174999) is Branch Manager, Licensed Mortgage Professional at Homeowners Financial Group, based in Westminster, CO. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, California, Idaho, Illinois, Montana, Oregon, Tennessee, Texas and 2 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: New construction. Earliest state license record: July 8, 2008 (Colorado), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: July 8, 2008 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), Idaho (ID, lender_reported), Illinois (IL, lender_reported), Montana (MT, lender_reported), Oregon (OR, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **New construction** (`new-construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homeownersfg.com/jessuphoff/

## About

Jessica has been a respected leader in the mortgage industry since 2003 and ranks in the top 1% of originators. She specializes in unique lending solutions including bridge loans and new construction, serving as preferred lender for multiple builders in Colorado and Texas.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2003. Source: https://homeownersfg.com/jessuphoff/, verified 2026-10-09.
- credential: Top 1% of originators in the country every year since 2011. Source: https://homeownersfg.com/jessuphoff/, verified 2026-10-09.
- credential: Ranked among top 75 women loan originators in United States by Scotsman Guide. Source: https://homeownersfg.com/jessuphoff/, verified 2026-10-09.
- credential: Named to 5280 Magazine's Top Mortgage Professionals list year after year. Source: https://homeownersfg.com/jessuphoff/, verified 2026-10-09.
- education: Graduate of Colorado State University. Source: https://homeownersfg.com/jessuphoff/, verified 2026-10-09.
- credential: Five star ratings on Zillow and Facebook. Source: https://homeownersfg.com/jessuphoff/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO122523 | active | confirmed | 2023-08-23 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | 100025476 | active | confirmed | 2008-07-08 | state_regulator | 2026-10-10 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homeowners Financial Group (NMLS 93718), Westminster, CO. Source: https://homeownersfg.com/jessuphoff/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/174999

## Contact

- View profile at Homeowners Financial Group: https://homeownersfg.com/jessuphoff/
- Office phone and Email on file: shown at https://lendb.ai/lo/jessica-uphoff-174999#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/174999
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://homeownersfg.com/jessuphoff/
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=140073&contact=239736

Cite as: Jessica Uphoff (NMLS 174999), Homeowners Financial Group. LenDb.ai, https://lendb.ai/lo/jessica-uphoff-174999, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
