---
canonical_url: https://lendb.ai/lo/jiacheng-liu-2736883
json_url: https://lendb.ai/lo/jiacheng-liu-2736883.json
nmls_id: 2736883
last_verified: 2026-10-21
---

# Jiacheng Liu

Loan officer at Standard Mortgage Capital LLC. NMLS ID 2736883 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2736883)).

Jiacheng Liu (NMLS 2736883) is a mortgage loan officer at Standard Mortgage Capital LLC, licensed in Florida since 2025 and in Wisconsin. Jiacheng works at an FHA-approved lender, per HUD.

**Summary:** Jiacheng Liu (NMLS 2736883) is a loan officer at Standard Mortgage Capital LLC. Licensed in 2 states confirmed with state regulators: Florida and Wisconsin. Earliest state license record: August 14, 2025 (Florida), per state regulator. Last verified 2026-10-21.

## Quick answers

### Is Jiacheng licensed in Florida?

Yes. Florida regulator records list license LO140476 as active, first effective August 14, 2025 (verified 2026-10-15). LenDb has 1 other state on file for Jiacheng. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Jiacheng work for, and is it FHA-approved?

Standard Mortgage Capital LLC, company NMLS 1604663, per the lender's own site (verified 2026-10-21). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

### How long has Jiacheng been licensed?

The earliest state license record LenDb holds for Jiacheng is from August 14, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: August 14, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Wisconsin (WI, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO140476 | active | confirmed | 2025-08-14 | state_regulator | 2026-10-15 |
| WI | Wisconsin regulator | state_license | 2736883 | active | confirmed | 2026-07-28 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: Standard Mortgage Capital LLC (NMLS 1604663). Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2736883

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2736883
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Jiacheng Liu (NMLS 2736883), Standard Mortgage Capital LLC. LenDb.ai, https://lendb.ai/lo/jiacheng-liu-2736883, last verified 2026-10-21.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._