{
  "canonical_url": "https://lendb.ai/lo/jim-erwin-1806493",
  "loan_officer": {
    "nmls_id": 1806493,
    "slug": "jim-erwin-1806493",
    "canonical_url": "https://lendb.ai/lo/jim-erwin-1806493",
    "md_url": "https://lendb.ai/lo/jim-erwin-1806493.md",
    "json_url": "https://lendb.ai/lo/jim-erwin-1806493.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1806493",
    "full_name": {
      "value": "Jim Erwin",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimerwin/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Jim",
    "last_name": "Erwin",
    "headshot_url": null,
    "bio": {
      "value": "Jim has over a decade of mortgage origination experience and specializes in new construction loans. Jim is a 2024 Circle of Excellence qualifier.",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimerwin/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimerwin/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimerwin/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 10,
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimerwin/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 1561,
      "lender_name": "Vanderbilt Mortgage and Finance, Inc.",
      "lender_slug": "vanderbilt-mortgage-and-finance-inc-1561",
      "branch_city": "Huntsville",
      "branch_state": "AL",
      "branch_zip": "35811",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://silvertonmortgage.com/jimerwin/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimerwin/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1561,
        "lender_name": "Vanderbilt Mortgage and Finance, Inc.",
        "lender_slug": "vanderbilt-mortgage-and-finance-inc-1561",
        "branch_city": "Huntsville",
        "branch_state": "AL",
        "branch_zip": "35811",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://silvertonmortgage.com/jimerwin/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/jimerwin/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "new-construction",
        "label": "New construction",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/jimerwin/",
        "verified_at": "2026-10-15"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "10",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/jimerwin/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "credential",
        "value": "2024 Circle of Excellence qualifier",
        "source": "lender_site",
        "source_url": "https://silvertonmortgage.com/jimerwin/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 03:43:33.002549+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jim-erwin-1806493#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://silvertonmortgage.com/jimerwin/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}