---
canonical_url: https://lendb.ai/lo/jim-guerriero-274786
json_url: https://lendb.ai/lo/jim-guerriero-274786.json
nmls_id: 274786
last_verified: 2026-10-09
---

# Jim Guerriero

Mortgage Loan Officer at Loan Factory. NMLS ID 274786 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/274786)).

**Summary:** Jim Guerriero (NMLS 274786) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO122531). Also lists New Jersey on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO122531 | active | confirmed | 2023-08-24 | state_regulator | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/jim-guerriero-274786, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/274786

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/jim-guerriero-274786

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/274786
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/jim-guerriero-274786

Cite as: Jim Guerriero (NMLS 274786), Loan Factory. LenDb.ai, https://lendb.ai/lo/jim-guerriero-274786, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._