---
canonical_url: https://lendb.ai/lo/jim-luana-2403351
json_url: https://lendb.ai/lo/jim-luana-2403351.json
nmls_id: 2403351
last_verified: 2026-10-09
---

# Jim Luana

Senior Loan Officer at Ruoff Mortgage, OH. NMLS ID 2403351 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2403351)).

**Summary:** Jim Luana (NMLS 2403351) is Senior Loan Officer at Ruoff Mortgage, based in Ohio. Lists Indiana, Michigan and Ohio on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: New construction and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Indiana (IN, lender_reported), Michigan (MI, lender_reported), Ohio (OH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **New construction** (`new-construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.ruoff.com/JimLuana
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.ruoff.com/JimLuana

## Facts from the lender page and intro

- service_area: Serves Indiana, Michigan, and Ohio with local expertise in West Central Ohio including Auglaize County. Source: https://www.ruoff.com/JimLuana, verified 2026-10-09.
- other: Writes guides on mortgage pre-approval and first-time homebuying in Ohio. Source: https://www.ruoff.com/JimLuana, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868), OH. Source: https://www.ruoff.com/JimLuana, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2403351

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/JimLuana
- Office phone on file: shown at https://lendb.ai/lo/jim-luana-2403351#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2403351
- lender_site: https://www.ruoff.com/JimLuana

Cite as: Jim Luana (NMLS 2403351), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/jim-luana-2403351, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._