---
canonical_url: https://lendb.ai/lo/jim-mercantini-2598961
json_url: https://lendb.ai/lo/jim-mercantini-2598961.json
nmls_id: 2598961
last_verified: 2026-10-09
---

# Jim Mercantini

Loan Originator at Envoy Mortgage, Houston, TX. NMLS ID 2598961 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2598961)).

**Summary:** Jim Mercantini (NMLS 2598961) is Loan Originator at Envoy Mortgage, based in Houston, TX. Lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: North Carolina (NC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.envoymortgage.com/jim-mercantini/

## About

Mortgage professional with 20+ years of military service background. Passionate about helping Veterans and military families maximize VA loan benefits; takes education-first approach to guide borrowers across all financing needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20+. Source: https://www.envoymortgage.com/jim-mercantini/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Houston, TX. Source: https://www.envoymortgage.com/jim-mercantini/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2598961

## Contact

- View profile at Envoy Mortgage: https://www.envoymortgage.com/jim-mercantini/
- Email on file: shown at https://lendb.ai/lo/jim-mercantini-2598961#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2598961
- lender_site: https://www.envoymortgage.com/jim-mercantini/

Cite as: Jim Mercantini (NMLS 2598961), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/jim-mercantini-2598961, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._