{
  "canonical_url": "https://lendb.ai/lo/jim-wagoner-261446",
  "loan_officer": {
    "nmls_id": 261446,
    "slug": "jim-wagoner-261446",
    "canonical_url": "https://lendb.ai/lo/jim-wagoner-261446",
    "md_url": "https://lendb.ai/lo/jim-wagoner-261446.md",
    "json_url": "https://lendb.ai/lo/jim-wagoner-261446.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/261446",
    "full_name": {
      "value": "Jim Wagoner",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
      "verified_at": "2026-10-09"
    },
    "first_name": "Jim",
    "last_name": "Wagoner",
    "headshot_url": {
      "value": "https://lh3.googleusercontent.com/EhGTH83V5A9FH8B6itJozrSFqEd3Jrii0FkuMdM-St0R42hpeTc8ZN3c-2py06-xyrezG8ahi3xskDPvxHwYUx5i6RrqSNtSrwhq",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Jim Wagoner has 25+ years of experience as a Loan Officer with expertise across all loan types and market conditions.",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 55,
    "current_employment": {
      "lender_nmls_id": 320841,
      "lender_name": "Loan Factory",
      "lender_slug": "loan-factory-320841",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 320841,
        "lender_name": "Loan Factory",
        "lender_slug": "loan-factory-320841",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25+",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "other",
        "value": "Experience with every type of loan in every type of market",
        "source": "lender_site",
        "source_url": "https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 02:58:17.659622+00",
    "disciplinary_check": "not_checked",
    "gated_contact": null,
    "licensed_since": null,
    "federal_registration": null
  }
}