---
canonical_url: https://lendb.ai/lo/jim-wagoner-261446
json_url: https://lendb.ai/lo/jim-wagoner-261446.json
nmls_id: 261446
last_verified: 2026-10-09
---

# Jim Wagoner

Mortgage Loan Officer at Loan Factory. NMLS ID 261446 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/261446)).

**Summary:** Jim Wagoner (NMLS 261446) is Mortgage Loan Officer at Loan Factory. Lists Arizona, California, Idaho, Oregon and Washington on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), Idaho (ID, lender_reported), Oregon (OR, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jim Wagoner has 25+ years of experience as a Loan Officer with expertise across all loan types and market conditions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25+. Source: https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446, verified 2026-10-09.
- other: Experience with every type of loan in every type of market. Source: https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/261446

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/261446
- lender_site: https://www.loanfactory.com/mortgage-expert/jim-wagoner-261446

Cite as: Jim Wagoner (NMLS 261446), Loan Factory. LenDb.ai, https://lendb.ai/lo/jim-wagoner-261446, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._