---
canonical_url: https://lendb.ai/lo/jimm-kelley-256940
json_url: https://lendb.ai/lo/jimm-kelley-256940.json
nmls_id: 256940
last_verified: 2026-10-09
---

# Jimm Kelley

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 256940 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256940)).

**Summary:** Jimm Kelley (NMLS 256940) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. States 35 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 35 (source: https://www.loanfactory.com/mortgage-expert/jimm-kelley-256940, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/jimm-kelley-256940

## About

Jimm has over 35 years of mortgage experience helping buyers and homeowners. He specializes in FHA, VA, conventional, jumbo, and DSCR programs, and focuses on first-time homebuyer education.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 35. Source: https://www.loanfactory.com/mortgage-expert/jimm-kelley-256940, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/jimm-kelley-256940, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256940

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/jimm-kelley-256940

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256940
- lender_site: https://www.loanfactory.com/mortgage-expert/jimm-kelley-256940

Cite as: Jimm Kelley (NMLS 256940), Loan Factory. LenDb.ai, https://lendb.ai/lo/jimm-kelley-256940, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._