--- canonical_url: https://lendb.ai/lo/jimmy-henderson-1632164 json_url: https://lendb.ai/lo/jimmy-henderson-1632164.json nmls_id: 1632164 last_verified: 2026-10-26 --- # Jim Henderson Loan Officer at Ladera Lending, Inc., Lake Forest, CA. NMLS ID 1632164 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1632164)). Based in Lake Forest, California, Jim Henderson (NMLS 1632164) is a Loan Officer at Ladera Lending, Inc., licensed in Oregon since 2020 and in Florida, Texas, California and Maryland. Jim works at an FHA-approved lender, per HUD. **Summary:** Jim Henderson (NMLS 1632164) is Loan Officer at Ladera Lending, Inc., based in Lake Forest, CA. Licensed in 5 states confirmed with state regulators: Florida, Texas, Oregon, California and Maryland. Earliest state license record: February 20, 2020 (Oregon), per state regulator. Last verified 2026-10-26. ## Quick answers ### Is Jim licensed in California? Yes. California regulator records list license CA-DBO1632164 as active, first effective February 26, 2020 (verified 2026-10-24). LenDb has 4 other states on file for Jim. Source: https://dfpi.ca.gov/. ### What lender does Jim work for, and is it FHA-approved? Ladera Lending, Inc., company NMLS 835555, from the Lake Forest, CA office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://laderalending.com/team-member/jim-henderson/. ### How long has Jim been licensed? The earliest state license record LenDb holds for Jim is from February 20, 2020 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/. ## At a glance - Earliest state license record: February 20, 2020 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Jimmy L. Henderson (CA, FL, MD, OR, TX, as of 2026-10-26) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - years_experience: since 1986. Source: https://laderalending.com/team-member/jim-henderson/, verified 2026-10-15. - role: management roles. Source: https://laderalending.com/team-member/jim-henderson/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO99253 | active | confirmed | 2021-12-17 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2025-10-14 | state_regulator | 2026-10-13 | | OR | Oregon regulator | state_license | 1632164 | active | confirmed | 2020-02-20 | state_regulator | 2026-10-20 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DBO1632164 | active | confirmed | 2020-02-26 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | ## Employment history - ? to present: Ladera Lending, Inc. (NMLS 835555), Lake Forest, CA. Source: https://laderalending.com/team-member/jim-henderson/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1632164 ## Contact - View profile at Ladera Lending, Inc.: https://laderalending.com/team-member/jim-henderson/ - Office phone and Email on file: shown at https://lendb.ai/lo/jimmy-henderson-1632164#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1632164 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://laderalending.com/team-member/jim-henderson/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Jim Henderson (NMLS 1632164), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/jimmy-henderson-1632164, last verified 2026-10-26. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._