---
canonical_url: https://lendb.ai/lo/jimmy-mcfarland-1267450
json_url: https://lendb.ai/lo/jimmy-mcfarland-1267450.json
nmls_id: 1267450
last_verified: 2026-10-10
---

# Jimmy McFarland

Sr. Loan Officer at Lower, Little Rock, AR. NMLS ID 1267450 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1267450)).

**Summary:** Jimmy McFarland (NMLS 1267450) is Sr. Loan Officer at Lower, based in Little Rock, AR. Licensed in Louisiana, confirmed with the state regulator. Also lists Arkansas, Missouri and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, VA loan and USDA loan. Lower also offers First-time buyer, HELOC, Real estate investor, Jumbo loan and Non-QM loan and 2 more (a lender program, not confirmed as their own focus). Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arkansas (AR, lender_reported), Louisiana (LA, confirmed), Missouri (MO, lender_reported), Tennessee (TN, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-10. Source: https://www.lower.com/loan-officers/arkansas/little-rock/jimmy-mcfarland
- **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-10. Source: https://www.lower.com/loan-officers/arkansas/little-rock/jimmy-mcfarland
- **USDA loan** (`usda`): from their lender profile page, confidence 0.60, verified 2026-10-10. Source: https://www.lower.com/loan-officers/arkansas/little-rock/jimmy-mcfarland

### Their lender offers (lender level: Lower's programs, not confirmed as this person's focus)

- **First-time buyer** (`first-time-buyer`): verified 2026-10-10. Source: https://www.lower.com
- **HELOC** (`heloc`): verified 2026-10-10. Source: https://www.lower.com
- **Real estate investor** (`investor`): verified 2026-10-10. Source: https://www.lower.com
- **Jumbo loan** (`jumbo`): verified 2026-10-10. Source: https://www.lower.com
- **Non-QM loan** (`non-qm`): verified 2026-10-10. Source: https://www.lower.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-10. Source: https://www.lower.com
- **Vacation home** (`vacation-home`): verified 2026-10-10. Source: https://www.lower.com

## About

Jimmy McFarland focuses on personalized service and clear communication, and states a specialty in FHA, Rural Development, VA and conventional loans. They partner closely with real estate agents to keep closings on time.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| LA | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-15 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Little Rock, AR. Source: https://www.lower.com/loan-officers/arkansas/little-rock/jimmy-mcfarland, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1267450

## Contact

- linkedin_url: https://www.linkedin.com/in/jimmy-mcfarland-4241ab15b/ (source: lender_site, verified 2026-10-10)
- View profile at Lower: https://www.lower.com/loan-officers/arkansas/little-rock/jimmy-mcfarland
- Email on file: shown at https://lendb.ai/lo/jimmy-mcfarland-1267450#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1267450
- lender_site: https://www.lower.com/loan-officers/arkansas/little-rock/jimmy-mcfarland
- state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/
- lender_site (lender programs): https://www.lower.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Jimmy McFarland (NMLS 1267450), Lower. LenDb.ai, https://lendb.ai/lo/jimmy-mcfarland-1267450, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._