---
canonical_url: https://lendb.ai/lo/jing-zhao-2564964
json_url: https://lendb.ai/lo/jing-zhao-2564964.json
nmls_id: 2564964
last_verified: 2026-10-09
---

# Jing Zhao

Licensed Mortgage Loan Officer at Loan Factory, GA. NMLS ID 2564964 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2564964)).

**Summary:** Jing Zhao (NMLS 2564964) is Licensed Mortgage Loan Officer at Loan Factory, based in Georgia. Lists Georgia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Georgia (GA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.59, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/jing-zhao-2564964
- **Real estate investor** (`investor`): lender page, confidence 0.48, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/jing-zhao-2564964

## About

Jing combines fintech innovation with mortgage expertise and helps both first-time buyers and investor clients optimize rates and financial decisions with data-driven precision.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), GA. Source: https://www.loanfactory.com/mortgage-expert/jing-zhao-2564964, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2564964

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/jing-zhao-2564964

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2564964
- lender_site: https://www.loanfactory.com/mortgage-expert/jing-zhao-2564964

Cite as: Jing Zhao (NMLS 2564964), Loan Factory. LenDb.ai, https://lendb.ai/lo/jing-zhao-2564964, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._