---
canonical_url: https://lendb.ai/lo/jj-vickroy-2600946
json_url: https://lendb.ai/lo/jj-vickroy-2600946.json
nmls_id: 2600946
last_verified: 2026-10-15
---

# JJ Vickroy

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Fort Mitchell, KY. NMLS ID 2600946 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2600946)).

**Summary:** JJ Vickroy (NMLS 2600946) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Fort Mitchell, KY. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

JJ Vickroy is a mortgage loan originator who previously worked as a licensed Realtor and in agent development at Coldwell Banker.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- education: Summa Cum Laude, Miami University, degrees in Management and Economics. Source: https://www.grarate.com/loan-officers/jj-vickroy-2600946, verified 2026-10-15.
- other: Information Technology Project Manager at Fifth Third Bank. Source: https://www.grarate.com/loan-officers/jj-vickroy-2600946, verified 2026-10-15.
- other: Licensed Realtor. Source: https://www.grarate.com/loan-officers/jj-vickroy-2600946, verified 2026-10-15.
- other: Agent Development Specialist for Coldwell Banker. Source: https://www.grarate.com/loan-officers/jj-vickroy-2600946, verified 2026-10-15.
- credential: Licensed Mortgage Loan Originator. Source: https://www.grarate.com/loan-officers/jj-vickroy-2600946, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Fort Mitchell, KY. Source: https://www.grarate.com/loan-officers/jj-vickroy-2600946, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2600946

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/jj-vickroy-2600946
- Office phone and Email on file: shown at https://lendb.ai/lo/jj-vickroy-2600946#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2600946
- lender_site: https://www.grarate.com/loan-officers/jj-vickroy-2600946
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: JJ Vickroy (NMLS 2600946), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/jj-vickroy-2600946, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._