---
canonical_url: https://lendb.ai/lo/jo-anne-lupo-265110
json_url: https://lendb.ai/lo/jo-anne-lupo-265110.json
nmls_id: 265110
last_verified: 2026-10-09
---

# Jo-Anne Lupo

Loan Originator at CrossCountry Mortgage, San Diego, CA. NMLS ID 265110 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/265110)).

**Summary:** Jo-Anne Lupo (NMLS 265110) is Loan Originator at CrossCountry Mortgage, based in San Diego, CA. Lists Arizona, California, North Carolina, Nevada, South Carolina, Tennessee, Texas and Virginia on the lender page (not yet checked with the state regulator). States 23 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 23 (source: https://crosscountrymortgage.com/san-diego-ca-4018/jo-anne-bell-lupo/, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported), North Carolina (NC, lender_reported), Nevada (NV, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jo-Anne has 23 years in the mortgage industry and specializes in helping first-time homebuyers and seasoned investors with personalized products.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 23. Source: https://crosscountrymortgage.com/san-diego-ca-4018/jo-anne-bell-lupo/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), San Diego, CA. Source: https://crosscountrymortgage.com/san-diego-ca-4018/jo-anne-bell-lupo/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/265110

## Contact

- linkedin_url: https://www.linkedin.com/in/jo-anne-lupo-12b35b42/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/san-diego-ca-4018/jo-anne-bell-lupo/
- Office phone and Email on file: shown at https://lendb.ai/lo/jo-anne-lupo-265110#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/265110
- lender_site: https://crosscountrymortgage.com/san-diego-ca-4018/jo-anne-bell-lupo/

Cite as: Jo-Anne Lupo (NMLS 265110), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/jo-anne-lupo-265110, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._