---
canonical_url: https://lendb.ai/lo/joan-apostolico-26000
json_url: https://lendb.ai/lo/joan-apostolico-26000.json
nmls_id: 26000
last_verified: 2026-10-09
---

# Joan Apostolico

Senior Mortgage Banker at Total Mortgage Services, Cranston, RI. NMLS ID 26000 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/26000)).

**Summary:** Joan Apostolico (NMLS 26000) is Senior Mortgage Banker at Total Mortgage Services, based in Cranston, RI. States 35 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 35 (source: https://www.totalmortgage.com/bankers/joan-apostolico, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Joan brings 35 years of mortgage industry experience across multiple roles including underwriter, processor, and loan officer, leveraging deep loan program knowledge.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 35. Source: https://www.totalmortgage.com/bankers/joan-apostolico, verified 2026-10-09.
- role: underwriter, processor, operations manager, and loan officer. Source: https://www.totalmortgage.com/bankers/joan-apostolico, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Cranston, RI. Source: https://www.totalmortgage.com/bankers/joan-apostolico, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/26000

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/joan-apostolico
- Office phone and Email on file: shown at https://lendb.ai/lo/joan-apostolico-26000#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/26000
- lender_site: https://www.totalmortgage.com/bankers/joan-apostolico

Cite as: Joan Apostolico (NMLS 26000), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/joan-apostolico-26000, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._