---
canonical_url: https://lendb.ai/lo/joan-gonzalez-224434
json_url: https://lendb.ai/lo/joan-gonzalez-224434.json
nmls_id: 224434
last_verified: 2026-10-09
---

# Joan Gonzalez

Licensed Mortgage Professional at Homeowners Financial Group, Austin, TX. NMLS ID 224434 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/224434)).

**Summary:** Joan Gonzalez (NMLS 224434) is Licensed Mortgage Professional at Homeowners Financial Group, based in Austin, TX. Lists Texas on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Joan has 30 years in finance and 21 years focused on residential mortgages in Austin and Texas. She personally manages each transaction with weekly file updates and has achieved a 5-star customer rating through her client-centric approach.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30 years in finance industry; 21 years in residential mortgage business. Source: https://homeownersfg.com/joangonzalez/, verified 2026-10-09.
- service_area: Austin and throughout the State of Texas. Source: https://homeownersfg.com/joangonzalez/, verified 2026-10-09.
- credential: 5 Star customer rating. Source: https://homeownersfg.com/joangonzalez/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homeowners Financial Group (NMLS 93718), Austin, TX. Source: https://homeownersfg.com/joangonzalez/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/224434

## Contact

- linkedin_url: https://www.linkedin.com/in/joan-gonzalez-94774ba/ (source: lender_site, verified 2026-10-09)
- View profile at Homeowners Financial Group: https://homeownersfg.com/joangonzalez/
- Office phone and Email on file: shown at https://lendb.ai/lo/joan-gonzalez-224434#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/224434
- lender_site: https://homeownersfg.com/joangonzalez/

Cite as: Joan Gonzalez (NMLS 224434), Homeowners Financial Group. LenDb.ai, https://lendb.ai/lo/joan-gonzalez-224434, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._