---
canonical_url: https://lendb.ai/lo/joanmarie-bazo-300173
json_url: https://lendb.ai/lo/joanmarie-bazo-300173.json
nmls_id: 300173
last_verified: 2026-10-15
---

# Joanmarie Bazo

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Venice, FL. NMLS ID 300173 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/300173)).

**Summary:** Joanmarie Bazo (NMLS 300173) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Venice, FL. Licensed in Florida, confirmed with the state regulator (license LO8519). Earliest state license record: July 20, 2011 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: July 20, 2011 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Joanmarie Bazo has worked in mortgage lending since the 1990s, after a career on the investment side of banking. They are active with the Special Olympics and spend time with family, especially their grandchildren.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since the 1990s. Source: https://www.grarate.com/loan-officers/joanmarie-bazo-300173, verified 2026-10-15.
- other: prior career on the investment side of banking. Source: https://www.grarate.com/loan-officers/joanmarie-bazo-300173, verified 2026-10-15.
- community: Special Olympics. Source: https://www.grarate.com/loan-officers/joanmarie-bazo-300173, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO8519 | active | confirmed | 2011-07-20 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Venice, FL. Source: https://www.grarate.com/loan-officers/joanmarie-bazo-300173, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/300173

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/joanmarie-bazo-300173
- Office phone and Email on file: shown at https://lendb.ai/lo/joanmarie-bazo-300173#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/300173
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/joanmarie-bazo-300173
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Joanmarie Bazo (NMLS 300173), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/joanmarie-bazo-300173, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._