---
canonical_url: https://lendb.ai/lo/joann-ruiz-536062
json_url: https://lendb.ai/lo/joann-ruiz-536062.json
nmls_id: 536062
last_verified: 2026-10-09
---

# JoAnn Ruiz

Senior Loan Officer at Guild Mortgage, Dallas, TX. NMLS ID 536062 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/536062)).

**Summary:** JoAnn Ruiz (NMLS 536062) is Senior Loan Officer at Guild Mortgage, based in Dallas, TX. Lists Texas on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Dallas, TX. Source: https://branches.guildmortgage.com/tx/dallas/joann-ruiz-890-apjru.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/536062

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/tx/dallas/joann-ruiz-890-apjru.html
- Office phone and Email on file: shown at https://lendb.ai/lo/joann-ruiz-536062#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/536062
- lender_site: https://branches.guildmortgage.com/tx/dallas/joann-ruiz-890-apjru.html

Cite as: JoAnn Ruiz (NMLS 536062), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/joann-ruiz-536062, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._