---
canonical_url: https://lendb.ai/lo/joanna-howard-ferre-668373
json_url: https://lendb.ai/lo/joanna-howard-ferre-668373.json
nmls_id: 668373
last_verified: 2026-10-09
---

# Joanna Howard-Ferre

Sr. Loan Originator at First Community Mortgage, Murfreesboro, TN. NMLS ID 668373 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/668373)).

**Summary:** Joanna Howard-Ferre (NMLS 668373) is Sr. Loan Originator at First Community Mortgage, based in Murfreesboro, TN. Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO108882 | expired | confirmed | 2022-06-07 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: First Community Mortgage (NMLS 629700), Murfreesboro, TN. Source: https://www.firstcommunitymortgage.com/loan-officer/joannahowardferre/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/668373

## Contact

- View profile at First Community Mortgage: https://www.firstcommunitymortgage.com/loan-officer/joannahowardferre/
- Email on file: shown at https://lendb.ai/lo/joanna-howard-ferre-668373#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/668373
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.firstcommunitymortgage.com/loan-officer/joannahowardferre/

Cite as: Joanna Howard-Ferre (NMLS 668373), First Community Mortgage. LenDb.ai, https://lendb.ai/lo/joanna-howard-ferre-668373, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._