---
canonical_url: https://lendb.ai/lo/joanna-patras-2804006
json_url: https://lendb.ai/lo/joanna-patras-2804006.json
nmls_id: 2804006
last_verified: 2026-10-09
---

# Joanna Patras

Loan Officer at Guild Mortgage, St Charles, IL. NMLS ID 2804006 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2804006)).

**Summary:** Joanna Patras (NMLS 2804006) is Loan Officer at Guild Mortgage, based in St Charles, IL. Lists Illinois on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Illinois (IL, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Joanna has a background in residential real estate and property management, serving homebuyers throughout Illinois with personalized solutions for first-time buyers, move-up buyers, and refinances.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), St Charles, IL. Source: https://branches.guildmortgage.com/il/stcharles/joanna-patras-810-chjpat.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2804006

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/il/stcharles/joanna-patras-810-chjpat.html
- Office phone and Email on file: shown at https://lendb.ai/lo/joanna-patras-2804006#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2804006
- lender_site: https://branches.guildmortgage.com/il/stcharles/joanna-patras-810-chjpat.html

Cite as: Joanna Patras (NMLS 2804006), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/joanna-patras-2804006, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._