---
canonical_url: https://lendb.ai/lo/joanna-valdez-1117479
json_url: https://lendb.ai/lo/joanna-valdez-1117479.json
nmls_id: 1117479
last_verified: 2026-10-09
---

# Joanna Valdez

B.V.P. of Mortgage Lending at CrossCountry Mortgage, Cherry Hill, NJ. NMLS ID 1117479 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1117479)).

**Summary:** Joanna Valdez (NMLS 1117479) is B.V.P. of Mortgage Lending at CrossCountry Mortgage, based in Cherry Hill, NJ. Lists New Jersey and Pennsylvania on the lender page (not yet checked with the state regulator). Earliest state license record: June 23, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 23, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO121027 | expired | confirmed | 2023-06-23 | state_regulator | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Cherry Hill, NJ. Source: https://crosscountrymortgage.com/cherry-hill-nj-3469/joanna-valdez/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1117479

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/cherry-hill-nj-3469/joanna-valdez/
- Office phone and Email on file: shown at https://lendb.ai/lo/joanna-valdez-1117479#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1117479
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://crosscountrymortgage.com/cherry-hill-nj-3469/joanna-valdez/

Cite as: Joanna Valdez (NMLS 1117479), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joanna-valdez-1117479, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._