---
canonical_url: https://lendb.ai/lo/joanna-white-404853
json_url: https://lendb.ai/lo/joanna-white-404853.json
nmls_id: 404853
last_verified: 2026-10-09
---

# Joanna White

Producing Branch Manager at Union Home Mortgage, Arlington Heights, IL. NMLS ID 404853 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404853)).

**Summary:** Joanna White (NMLS 404853) is Producing Branch Manager at Union Home Mortgage, based in Arlington Heights, IL. Licensed in Florida, confirmed with the state regulator (license LO88677). Also lists Illinois, Indiana, Missouri and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Jumbo loan, Real estate investor and Vacation home. Earliest state license record: June 2, 2021 (Florida), per state regulator. States 24 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 2, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 24 (source: https://www.uhm.com/loan-officers/joanna-white/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Missouri (MO, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/joanna-white/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/joanna-white/
- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/joanna-white/
- **Vacation home** (`vacation-home`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.uhm.com/loan-officers/joanna-white/

## About

With 24 years of mortgage experience, Joanna specializes in first-time homebuyers, jumbo loans, second homes and real estate investors. She serves Chicagoland, Southwest Florida and Wisconsin.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 24. Source: https://www.uhm.com/loan-officers/joanna-white/, verified 2026-10-09.
- service_area: Chicagoland, Southwest Florida, and Wisconsin. Source: https://www.uhm.com/loan-officers/joanna-white/, verified 2026-10-09.
- credential: Multi-year President's Club and Founders Club honoree (2019–2024). Source: https://www.uhm.com/loan-officers/joanna-white/, verified 2026-10-09.
- community: Volunteers supporting homeless community, packing meals at Feed My Starving Children, helping dog shelters, and participating in charitable events. Source: https://www.uhm.com/loan-officers/joanna-white/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO88677 | active | confirmed | 2021-06-02 | state_regulator | 2026-10-09 |
| IL | state_license | 031.0040230 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | 74804 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | 404853 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | 404853 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Arlington Heights, IL. Source: https://www.uhm.com/loan-officers/joanna-white/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404853

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/joanna-white/
- Office phone and Email on file: shown at https://lendb.ai/lo/joanna-white-404853#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404853
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.uhm.com/loan-officers/joanna-white/

Cite as: Joanna White (NMLS 404853), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/joanna-white-404853, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._