---
canonical_url: https://lendb.ai/lo/joanne-hender-453286
json_url: https://lendb.ai/lo/joanne-hender-453286.json
nmls_id: 453286
last_verified: 2026-10-09
---

# Joanne Hender

Area Manager at Guild Mortgage, Vacaville, CA. NMLS ID 453286 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453286)).

**Summary:** Joanne Hender (NMLS 453286) is Area Manager at Guild Mortgage, based in Vacaville, CA. Lists California on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Joanne has dedicated herself to retail mortgage lending since 1982 and earned her real estate broker's license in 2002. She has been included five times in the president's club as a producer and three times as a manager.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1982. Source: https://branches.guildmortgage.com/ca/vacaville/joanne-hender-854-ckjhe.html, verified 2026-10-09.
- credential: Real estate broker's license. Source: https://branches.guildmortgage.com/ca/vacaville/joanne-hender-854-ckjhe.html, verified 2026-10-09.
- credential: President's club producer award five times and manager award three times. Source: https://branches.guildmortgage.com/ca/santarosa/joanne-hender-953-ckjhe.html, verified 2026-10-09.
- credential: Five-time president's club producer; three-time president's club manager. Source: https://branches.guildmortgage.com/ca/vacaville/joanne-hender-854-ckjhe.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Vacaville, CA. Source: https://branches.guildmortgage.com/ca/vacaville/joanne-hender-854-ckjhe.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453286

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/ca/vacaville/joanne-hender-854-ckjhe.html
- Office phone and Email on file: shown at https://lendb.ai/lo/joanne-hender-453286#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453286
- lender_site: https://branches.guildmortgage.com/ca/vacaville/joanne-hender-854-ckjhe.html

Cite as: Joanne Hender (NMLS 453286), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/joanne-hender-453286, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._