---
canonical_url: https://lendb.ai/lo/joanne-moc-2013590
json_url: https://lendb.ai/lo/joanne-moc-2013590.json
nmls_id: 2013590
last_verified: 2026-10-09
---

# Joanne Moc

Mortgage Loan Officer at Loan Factory. NMLS ID 2013590 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2013590)).

**Summary:** Joanne Moc (NMLS 2013590) is Mortgage Loan Officer at Loan Factory. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Arizona, California, Oregon, Texas, Utah, Washington and Wisconsin on the lender page (not yet checked with the state regulator). Speaks English and Chinese. Earliest state license record: February 25, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: February 25, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Oregon (OR, lender_reported), Texas (TX, lender_reported), Utah (UT, lender_reported), Washington (WA, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Chinese
- Profile: unclaimed
- Status: active

## Specialties


## About

Joanne Moc helps clients tailor mortgages to their specific situation and prioritizes transparency about rates, fees, and process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO82571 | active | confirmed | 2021-02-25 | state_regulator | 2026-10-09 |
| PA | state_license | 80112 | active | confirmed |  | state_regulator | 2026-10-10 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/joanne-moc-2013590, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2013590

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/joanne-moc-2013590

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2013590
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.loanfactory.com/mortgage-expert/joanne-moc-2013590

Cite as: Joanne Moc (NMLS 2013590), Loan Factory. LenDb.ai, https://lendb.ai/lo/joanne-moc-2013590, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._