---
canonical_url: https://lendb.ai/lo/jodianne-carrino-1099452
json_url: https://lendb.ai/lo/jodianne-carrino-1099452.json
nmls_id: 1099452
last_verified: 2026-10-10
---

# Jodianne Carrino

Loan Officer at Lower, Greenwood Village, CO. NMLS ID 1099452 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1099452)).

**Summary:** Jodianne Carrino (NMLS 1099452) is Loan Officer at Lower, based in Greenwood Village, CO. Licensed in Florida, confirmed with the state regulator (license LO57395). Also lists Colorado on the lender page (not yet checked with the state regulator). Earliest state license record: November 9, 2018 (Florida), per state regulator. Last verified 2026-10-10.

## At a glance

- Earliest state license record: November 9, 2018 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO57395 | active | confirmed | 2018-11-09 | state_regulator | 2026-10-09 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Greenwood Village, CO. Source: https://www.lower.com/loan-officers/colorado/greenwood-village/jodianne-carrino, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1099452

## Contact

- View profile at Lower: https://www.lower.com/loan-officers/colorado/greenwood-village/jodianne-carrino
- Office phone and Email on file: shown at https://lendb.ai/lo/jodianne-carrino-1099452#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1099452
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.lower.com/loan-officers/colorado/greenwood-village/jodianne-carrino

Cite as: Jodianne Carrino (NMLS 1099452), Lower. LenDb.ai, https://lendb.ai/lo/jodianne-carrino-1099452, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._