---
canonical_url: https://lendb.ai/lo/jody-emerick-756543
json_url: https://lendb.ai/lo/jody-emerick-756543.json
nmls_id: 756543
last_verified: 2026-10-09
---

# Jody Emerick

Loan Officer at ALCOVA Mortgage, Cumberland, MD. NMLS ID 756543 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/756543)).

**Summary:** Jody Emerick (NMLS 756543) is Loan Officer at ALCOVA Mortgage, based in Cumberland, MD. Licensed in Pennsylvania, confirmed with the state regulator (license 64565). Also lists Maryland and West Virginia on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Pennsylvania (PA, confirmed), Maryland (MD, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jody is from Hyndman, PA and specializes in helping borrowers who think they cannot qualify to buy a home. Multiple reviews highlight her expertise and strong communication.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | 64565 | active | confirmed |  | state_regulator | 2026-10-10 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Cumberland, MD. Source: https://alcova.com/loan-officer/jemerick/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/756543

## Contact

- linkedin_url: https://www.linkedin.com/in/jody-emerick-512a982b9/ (source: lender_site, verified 2026-10-09)
- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/jemerick/
- Office phone and Email on file: shown at https://lendb.ai/lo/jody-emerick-756543#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/756543
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://alcova.com/loan-officer/jemerick/

Cite as: Jody Emerick (NMLS 756543), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/jody-emerick-756543, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._