{
  "canonical_url": "https://lendb.ai/lo/jody-smith-451878",
  "loan_officer": {
    "nmls_id": 451878,
    "slug": "jody-smith-451878",
    "canonical_url": "https://lendb.ai/lo/jody-smith-451878",
    "md_url": "https://lendb.ai/lo/jody-smith-451878.md",
    "json_url": "https://lendb.ai/lo/jody-smith-451878.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/451878",
    "full_name": {
      "value": "Jody Smith",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Jody",
    "last_name": "Smith",
    "headshot_url": {
      "value": "https://www.uhm.com/media/3797/jody-smith-website.png",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Jody has 22 years of experience serving clients in the Portland area while leading a team of originators. Active in the real estate community, he has served on the boards of OMBA and the OAR Home Foundation.",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Area Sales Manager",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 22,
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 2229,
      "lender_name": "Union Home Mortgage",
      "lender_slug": "union-home-mortgage-2229",
      "branch_city": "Tigard",
      "branch_state": "OR",
      "branch_zip": "97223",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.uhm.com/loan-officers/jody-smith/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2229,
        "lender_name": "Union Home Mortgage",
        "lender_slug": "union-home-mortgage-2229",
        "branch_city": "Tigard",
        "branch_state": "OR",
        "branch_zip": "97223",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.uhm.com/loan-officers/jody-smith/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI451878",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": "MLO-2080451878",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": "451878",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": "MLO-451878",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "22",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Leading a team of originators in Portland area",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Served on boards of OMBA and OAR Home Foundation",
        "source": "lender_site",
        "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 02:33:37.597734+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jody-smith-451878#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.uhm.com/loan-officers/jody-smith/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}