---
canonical_url: https://lendb.ai/lo/joe-craft-12157
json_url: https://lendb.ai/lo/joe-craft-12157.json
nmls_id: 12157
last_verified: 2026-10-09
---

# Alan Craft

Mortgage Loan Officer at Loan Factory. NMLS ID 12157 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/12157)).

**Summary:** Alan Craft (NMLS 12157) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO150432). Also lists Tennessee and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2026 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.loanfactory.com/mortgage-expert/alan-craft-12157, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

With more than 20 years in the mortgage industry, Alan helps homebuyers and homeowners find financing solutions. He has extensive experience with conventional, FHA, VA, USDA, jumbo, and DSCR loans for purchases and refinances.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.loanfactory.com/mortgage-expert/alan-craft-12157, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO150432 | active | confirmed | 2026-08-19 | state_regulator | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/alan-craft-12157, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/12157

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/alan-craft-12157

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/12157
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/alan-craft-12157

Cite as: Alan Craft (NMLS 12157), Loan Factory. LenDb.ai, https://lendb.ai/lo/joe-craft-12157, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._