---
canonical_url: https://lendb.ai/lo/joe-crespillo-1733876
json_url: https://lendb.ai/lo/joe-crespillo-1733876.json
nmls_id: 1733876
last_verified: 2026-10-11
---

# Joe Crespillo

Loan Officer at CMG Home Loans, Carlsbad, CA. NMLS ID 1733876 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1733876)).

**Summary:** Joe Crespillo (NMLS 1733876) is Loan Officer at CMG Home Loans, based in Carlsbad, CA. Focus areas shown on the lender page: First-time buyer, Self-employed, Real estate investor and VA loan. States 10 years of experience. Last verified 2026-10-11.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 10 (source: https://www.cmghomeloans.com/mysite/joe-crespillo, verified 2026-10-11)
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/joe-crespillo
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/joe-crespillo
- **Real estate investor** (`investor`): lender page, confidence 0.85, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/joe-crespillo
- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/joe-crespillo

## About

Joe Crespillo has 10 years in the mortgage industry and focuses on first-time buyers, investors, self-employed borrowers and VA buyers. Joe is also a United States Army veteran.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: 10. Source: https://www.cmghomeloans.com/mysite/joe-crespillo, verified 2026-10-11.
- other: Available after hours and on weekends. Source: https://www.cmghomeloans.com/mysite/joe-crespillo, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Carlsbad, CA. Source: https://www.cmghomeloans.com/mysite/joe-crespillo, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1733876

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/joe-crespillo
- Office phone and Email on file: shown at https://lendb.ai/lo/joe-crespillo-1733876#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1733876
- lender_site: https://www.cmghomeloans.com/mysite/joe-crespillo

Cite as: Joe Crespillo (NMLS 1733876), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/joe-crespillo-1733876, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._