---
canonical_url: https://lendb.ai/lo/joe-guzman-285429
json_url: https://lendb.ai/lo/joe-guzman-285429.json
nmls_id: 285429
last_verified: 2026-10-09
---

# Joe Guzman

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Lockport, IL. NMLS ID 285429 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/285429)).

**Summary:** Joe Guzman (NMLS 285429) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Lockport, IL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Co-op, Condo, Vacation home and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/lockport/16057-s-farrell-rd-hla-285429
- **Co-op** (`co-op`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/lockport/16057-s-farrell-rd-hla-285429
- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/lockport/16057-s-farrell-rd-hla-285429
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/lockport/16057-s-farrell-rd-hla-285429
- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/lockport/16057-s-farrell-rd-hla-285429
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/lockport/16057-s-farrell-rd-hla-285429
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/lockport/16057-s-farrell-rd-hla-285429
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/lockport/16057-s-farrell-rd-hla-285429

## About

Joe has 23 years of experience and serves clients in all 50 states, specializing in vacation home financing, FHA and VA mortgages, and condo and co-op lending.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: all 50 states. Source: https://homelendingadvisor.chase.com/il/lockport/16057-s-farrell-rd-hla-285429, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Lockport, IL. Source: https://homelendingadvisor.chase.com/il/lockport/16057-s-farrell-rd-hla-285429, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/285429

## Contact

- linkedin_url: https://www.linkedin.com/in/joe-guzman-4a69781b/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/il/lockport/16057-s-farrell-rd-hla-285429
- Office phone and Email on file: shown at https://lendb.ai/lo/joe-guzman-285429#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/285429
- lender_site: https://homelendingadvisor.chase.com/il/lockport/16057-s-farrell-rd-hla-285429

Cite as: Joe Guzman (NMLS 285429), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/joe-guzman-285429, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._