---
canonical_url: https://lendb.ai/lo/joe-hudgins-1777134
json_url: https://lendb.ai/lo/joe-hudgins-1777134.json
nmls_id: 1777134
last_verified: 2026-10-09
---

# Joe Hudgins

Mortgage Loan Officer at Truist Bank, Lexington, KY. NMLS ID 1777134 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1777134)).

**Summary:** Joe Hudgins (NMLS 1777134) is Mortgage Loan Officer at Truist Bank, based in Lexington, KY. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan, Jumbo loan and Physician and medical professional. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.23, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/joe-hudgins-mortgage-loan-officer-lexington-ky-40513
- **Jumbo loan** (`jumbo`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/joe-hudgins-mortgage-loan-officer-lexington-ky-40513
- **Physician and medical professional** (`physician`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/joe-hudgins-mortgage-loan-officer-lexington-ky-40513

## About

Joe has over 20 years of industry experience originating purchase and refinance home loans. He takes time to understand each client's unique financial goals and find the best loan option.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Business Management from University of Kentucky (1984-1986). Source: https://www.truist.com/finder/mortgage/joe-hudgins-mortgage-loan-officer-lexington-ky-40513, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Lexington, KY. Source: https://www.truist.com/finder/mortgage/joe-hudgins-mortgage-loan-officer-lexington-ky-40513, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1777134

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/joe-hudgins-mortgage-loan-officer-lexington-ky-40513
- Office phone and Email on file: shown at https://lendb.ai/lo/joe-hudgins-1777134#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1777134
- lender_site: https://www.truist.com/finder/mortgage/joe-hudgins-mortgage-loan-officer-lexington-ky-40513

Cite as: Joe Hudgins (NMLS 1777134), Truist Bank. LenDb.ai, https://lendb.ai/lo/joe-hudgins-1777134, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._