{
  "canonical_url": "https://lendb.ai/lo/joe-martinez-593089",
  "loan_officer": {
    "nmls_id": 593089,
    "slug": "joe-martinez-593089",
    "canonical_url": "https://lendb.ai/lo/joe-martinez-593089",
    "md_url": "https://lendb.ai/lo/joe-martinez-593089.md",
    "json_url": "https://lendb.ai/lo/joe-martinez-593089.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/593089",
    "full_name": {
      "value": "Joe Martinez",
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Joe",
    "last_name": "Martinez",
    "headshot_url": {
      "value": "https://mortgagesolutions.net/wp-content/uploads/2022/06/Jose-Gray-MSF-925x1024.jpg",
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Joe Martinez is a U.S. Marine Corps veteran and has been a loan officer since 1996. They also offer Spanish-language guidance and focus on helping veterans with VA loans.",
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 100,
    "current_employment": {
      "lender_nmls_id": 61602,
      "lender_name": "Mortgage Solutions of Colorado, LLC",
      "lender_slug": "mortgage-solutions-of-colorado-llc-61602",
      "branch_city": "Oregon City",
      "branch_state": "OR",
      "branch_zip": "97045",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 61602,
        "lender_name": "Mortgage Solutions of Colorado, LLC",
        "lender_slug": "mortgage-solutions-of-colorado-llc-61602",
        "branch_city": "Oregon City",
        "branch_state": "OR",
        "branch_zip": "97045",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
        "verified_at": "2026-10-15"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/jose-martinez-8b9b3a34",
        "source": "lender_site",
        "source_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [
      {
        "kind": "video_intro",
        "summary": "Joe has a short recorded video intro on Mortgage Solutions of Colorado, LLC's site.",
        "listen_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
        "duration_seconds": null,
        "source": "lender_site",
        "source_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
        "verified_at": "2026-10-15"
      }
    ],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 1996",
        "source": "lender_site",
        "source_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 03:39:30.843021+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/joe-martinez-593089#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/joe-martinez/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}