---
canonical_url: https://lendb.ai/lo/joe-pereira-1734139
json_url: https://lendb.ai/lo/joe-pereira-1734139.json
nmls_id: 1734139
last_verified: 2026-10-09
---

# Joe Pereira

Mortgage Loan Originator at C2 Financial Corporation, CA. NMLS ID 1734139 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1734139)).

**Summary:** Joe Pereira (NMLS 1734139) is Mortgage Loan Originator at C2 Financial Corporation, based in California. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor, Self-employed, VA loan, Construction loan and Reverse mortgage. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://c2financial.com/find-a-loan-officer/jpereira/, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-09. Source: https://c2financial.com/find-a-loan-officer/jpereira/
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://c2financial.com/find-a-loan-officer/jpereira/
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://c2financial.com/find-a-loan-officer/jpereira/
- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://c2financial.com/find-a-loan-officer/jpereira/
- **Reverse mortgage** (`reverse`): lender page, confidence 0.70, verified 2026-10-09. Source: https://c2financial.com/find-a-loan-officer/jpereira/

## About

Over 25 years in mortgage lending, real estate sales, and new home construction. Specializes in VA loans for veterans, self-employed borrowers, and real estate investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://c2financial.com/find-a-loan-officer/jpereira/, verified 2026-10-09.
- role: Real estate investor. Source: https://c2financial.com/find-a-loan-officer/jpereira/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: C2 Financial Corporation (NMLS 135622), CA. Source: https://c2financial.com/find-a-loan-officer/jpereira/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1734139

## Contact

- View profile at C2 Financial Corporation: https://c2financial.com/find-a-loan-officer/jpereira/
- Office phone and Email on file: shown at https://lendb.ai/lo/joe-pereira-1734139#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1734139
- lender_site: https://c2financial.com/find-a-loan-officer/jpereira/

Cite as: Joe Pereira (NMLS 1734139), C2 Financial Corporation. LenDb.ai, https://lendb.ai/lo/joe-pereira-1734139, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._