---
canonical_url: https://lendb.ai/lo/joe-plancarte-172719
json_url: https://lendb.ai/lo/joe-plancarte-172719.json
nmls_id: 172719
last_verified: 2026-10-11
---

# Joe Plancarte

Senior Loan Officer/Reverse Loan Specialist at CMG Home Loans, Greenwood Village, CO. NMLS ID 172719 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/172719)).

**Summary:** Joe Plancarte (NMLS 172719) is Senior Loan Officer/Reverse Loan Specialist at CMG Home Loans, based in Greenwood Village, CO. Licensed in Colorado, confirmed with the state regulator (license 100020399). Also lists Kansas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage, Down payment assistance, FHA loan, VA loan and First-time buyer. Earliest state license record: November 1, 2007 (Colorado), per state regulator. Last verified 2026-10-11.

## At a glance

- Earliest state license record: November 1, 2007 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Colorado (CO, confirmed), Kansas (KS, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.85, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/joe-plancarte
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/joe-plancarte
- **FHA loan** (`fha`): lender page, confidence 0.33, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/joe-plancarte
- **VA loan** (`va`): lender page, confidence 0.19, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/joe-plancarte
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.16, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/joe-plancarte

## About

Joe has been in the mortgage industry since 1988 and says they specialize in reverse, FHA, VA, first-time buyer and down payment assistance loans. They are a Colorado native focused on helping people reach homeownership.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: since 1988. Source: https://www.cmghomeloans.com/mysite/joe-plancarte, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100020399 | active | confirmed | 2007-11-01 | state_regulator | 2026-10-10 |
| KS | state_license | LO.0053889 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Greenwood Village, CO. Source: https://www.cmghomeloans.com/mysite/joe-plancarte, verified 2026-10-11.
- ? to 2026-10-11: Fairway Independent Mortgage Corporation (NMLS 2289), Greenwood Village, CO. Source: https://www.fairway.com/lo/joe-plancarte-172719, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/172719

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/joe-plancarte
- Office phone and Email on file: shown at https://lendb.ai/lo/joe-plancarte-172719#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/172719
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=146357&contact=180473
- lender_site: https://www.fairway.com/lo/joe-plancarte-172719
- lender_site: https://www.cmghomeloans.com/mysite/joe-plancarte

Cite as: Joe Plancarte (NMLS 172719), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/joe-plancarte-172719, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._