---
canonical_url: https://lendb.ai/lo/joe-roach-404221
json_url: https://lendb.ai/lo/joe-roach-404221.json
nmls_id: 404221
last_verified: 2026-10-09
---

# Joe Roach

Community Lending Officer at Bank of America, Round Rock, TX. NMLS ID 404221 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404221)).

**Summary:** Joe Roach (NMLS 404221) is Community Lending Officer at Bank of America, based in Round Rock, TX. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bank of America (NMLS 399802), Round Rock, TX. Source: https://mortgage.bankofamerica.com/joe-roach, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404221

## Contact

- View profile at Bank of America: https://mortgage.bankofamerica.com/joe-roach
- Office phone on file: shown at https://lendb.ai/lo/joe-roach-404221#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/404221
- lender_site: https://mortgage.bankofamerica.com/joe-roach

Cite as: Joe Roach (NMLS 404221), Bank of America. LenDb.ai, https://lendb.ai/lo/joe-roach-404221, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._