{
  "canonical_url": "https://lendb.ai/lo/joe-rogers-188286",
  "loan_officer": {
    "nmls_id": 188286,
    "slug": "joe-rogers-188286",
    "canonical_url": "https://lendb.ai/lo/joe-rogers-188286",
    "md_url": "https://lendb.ai/lo/joe-rogers-188286.md",
    "json_url": "https://lendb.ai/lo/joe-rogers-188286.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/188286",
    "full_name": {
      "value": "Joe Rogers",
      "source": "lender_site",
      "source_url": "https://encompasslending.com/rogers/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Joe",
    "last_name": "Rogers",
    "headshot_url": {
      "value": "https://encompasslending.com/wp-content/uploads/2023/02/JoeRogers.jpg",
      "source": "lender_site",
      "source_url": "https://encompasslending.com/rogers/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Joe Rogers has over 25 years in the mortgage industry and was promoted to EVP of Sales after the Encompass Lending Group acquisition. They also enjoy guitar, music, and fishing.",
      "source": "lender_site",
      "source_url": "https://encompasslending.com/rogers/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "EVP of Sales – Cornerstone Division",
      "source": "lender_site",
      "source_url": "https://encompasslending.com/rogers/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://encompasslending.com/rogers/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://encompasslending.com/rogers/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 292897,
      "lender_name": "Cornerstone First Mortgage",
      "lender_slug": "cornerstone-first-mortgage-292897",
      "branch_city": "Washington",
      "branch_state": "DC",
      "branch_zip": "20007",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://encompasslending.com/rogers/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://encompasslending.com/rogers/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 292897,
        "lender_name": "Cornerstone First Mortgage",
        "lender_slug": "cornerstone-first-mortgage-292897",
        "branch_city": "Washington",
        "branch_state": "DC",
        "branch_zip": "20007",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://encompasslending.com/rogers/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://encompasslending.com/rogers/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "lender_nmls_id": 292897,
        "lender_name": "Cornerstone First Mortgage",
        "source": "lender_site",
        "source_url": "https://www.cornerstonefirst.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "lender_nmls_id": 292897,
        "lender_name": "Cornerstone First Mortgage",
        "source": "lender_site",
        "source_url": "https://www.cornerstonefirst.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "lender_nmls_id": 292897,
        "lender_name": "Cornerstone First Mortgage",
        "source": "lender_site",
        "source_url": "https://www.cornerstonefirst.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "lender_nmls_id": 292897,
        "lender_name": "Cornerstone First Mortgage",
        "source": "lender_site",
        "source_url": "https://www.cornerstonefirst.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "lender_nmls_id": 292897,
        "lender_name": "Cornerstone First Mortgage",
        "source": "lender_site",
        "source_url": "https://www.cornerstonefirst.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "low-credit",
        "label": "Low credit score",
        "lender_nmls_id": 292897,
        "lender_name": "Cornerstone First Mortgage",
        "source": "lender_site",
        "source_url": "https://www.cornerstonefirst.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "new-construction",
        "label": "New construction",
        "lender_nmls_id": 292897,
        "lender_name": "Cornerstone First Mortgage",
        "source": "lender_site",
        "source_url": "https://www.cornerstonefirst.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "lender_nmls_id": 292897,
        "lender_name": "Cornerstone First Mortgage",
        "source": "lender_site",
        "source_url": "https://www.cornerstonefirst.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "lender_nmls_id": 292897,
        "lender_name": "Cornerstone First Mortgage",
        "source": "lender_site",
        "source_url": "https://www.cornerstonefirst.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "lender_nmls_id": 292897,
        "lender_name": "Cornerstone First Mortgage",
        "source": "lender_site",
        "source_url": "https://www.cornerstonefirst.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "lender_nmls_id": 292897,
        "lender_name": "Cornerstone First Mortgage",
        "source": "lender_site",
        "source_url": "https://www.cornerstonefirst.com",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 292897,
        "lender_name": "Cornerstone First Mortgage",
        "source": "lender_site",
        "source_url": "https://www.cornerstonefirst.com",
        "verified_at": "2026-10-15"
      }
    ],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://encompasslending.com/rogers/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "role",
        "value": "Previously Director of Operations for Cornerstone First Financial",
        "source": "lender_site",
        "source_url": "https://encompasslending.com/rogers/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "Has spent many years serving young people at their local church",
        "source": "lender_site",
        "source_url": "https://encompasslending.com/rogers/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 04:42:56.135928+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/joe-rogers-188286#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://encompasslending.com/rogers/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}