---
canonical_url: https://lendb.ai/lo/joe-romero-328068
json_url: https://lendb.ai/lo/joe-romero-328068.json
nmls_id: 328068
last_verified: 2026-10-09
---

# Joe Romero

Mortgage Loan Officer at Loan Factory. NMLS ID 328068 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/328068)).

**Summary:** Joe Romero (NMLS 328068) is Mortgage Loan Officer at Loan Factory. Lists California on the lender page (not yet checked with the state regulator). Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Joe Romero has been in real estate and lending since 2003, specializing in assisting the Spanish-speaking community achieve homeownership.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2003. Source: https://www.loanfactory.com/mortgage-expert/joe-romero-328068, verified 2026-10-09.
- community: assisting the Spanish-speaking community. Source: https://www.loanfactory.com/mortgage-expert/joe-romero-328068, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/joe-romero-328068, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/328068

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/joe-romero-328068

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/328068
- lender_site: https://www.loanfactory.com/mortgage-expert/joe-romero-328068

Cite as: Joe Romero (NMLS 328068), Loan Factory. LenDb.ai, https://lendb.ai/lo/joe-romero-328068, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._