---
canonical_url: https://lendb.ai/lo/joe-ruymen-252008
json_url: https://lendb.ai/lo/joe-ruymen-252008.json
nmls_id: 252008
last_verified: 2026-10-09
---

# Joe Ruymen

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Santa Monica, CA. NMLS ID 252008 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/252008)).

**Summary:** Joe Ruymen (NMLS 252008) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Santa Monica, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Vacation home, Self-employed, FHA loan and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/santa-monica/1333-4th-st-hla-252008
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/santa-monica/1333-4th-st-hla-252008
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/santa-monica/1333-4th-st-hla-252008
- **FHA loan** (`fha`): lender page, confidence 0.35, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/santa-monica/1333-4th-st-hla-252008
- **VA loan** (`va`): lender page, confidence 0.13, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/santa-monica/1333-4th-st-hla-252008

## About

Joe has 35 years of experience as a Senior Home Lending Advisor. He specializes in preapproval, lending to self-employed clients, and low-to-moderate income lending programs, as well as fixed-rate and adjustable-rate mortgages and vacation home financing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Westside and South Bay. Source: https://homelendingadvisor.chase.com/ca/santa-monica/1333-4th-st-hla-252008, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Santa Monica, CA. Source: https://homelendingadvisor.chase.com/ca/santa-monica/1333-4th-st-hla-252008, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/252008

## Contact

- linkedin_url: https://www.linkedin.com/in/joe-ruymen-455ba3169/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/santa-monica/1333-4th-st-hla-252008
- Office phone and Email on file: shown at https://lendb.ai/lo/joe-ruymen-252008#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/252008
- lender_site: https://homelendingadvisor.chase.com/ca/santa-monica/1333-4th-st-hla-252008

Cite as: Joe Ruymen (NMLS 252008), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/joe-ruymen-252008, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._